Neglecting your financial obligations will have a negative impact on your credit rating. That may not seem like a big deal now, but it will be a serious problem when you want to make an important purchase or land a good job. Take this opportunity to talk to a financial manager. With their help, you can consolidate your bills into one monthly payment. It might even be possible to eliminate the interest rate, particularly if you're able to pay your creditor by a certain date.
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