Every time Chareka Mutungwazi, 76, tries to collect his pension money, he spends the night, like scores of others, sleeping outside a bank in Harare, the Zimbabwean capital.

He is lucky if he is allowed to take out just $20 of his monthly $63 (53 euros) pension as banks limit withdrawals due to the cash shortage -- a symptom of the country's economic collapse.

For most Zimbabweans, incoming president Emmerson Mnangagwa has only one priority: rebuilding an economy shattered by policies that threw out investors, destroyed the key agricultural sector and left almost everyone unemployed.

"I have to sleep in the queue if I want to get money. I came here last night and this is not good," Mutungwazi told AFP, wincing as he shifted to find a more comfortable position on the pavement.