You're tired of living from payday to payday. Making a few sensible long-term investments will strengthen your economic situation. Having more money will also give you more time for the activities you love. If you're not sure what will bring the best returns, take a personal investment course. Studying with a teacher who has an impressive track record of building nest eggs. You'll become much more confident about assembling a portfolio when you learn the essentials of putting funds away for the future.